Local Business Checking

Perfect for businesses with limited transaction activity, this account helps you by providing access to a suite of online tools designed to meet all your daily management needs. 

If you’re searching for banking solutions that work for your business, we have a variety of options to fit your individual needs. Our Relationship Bankers understand that one size doesn’t fit all, and your business is unique. That’s why our experienced bankers are eager to get to know you and your business, analyze your individual needs, and provide a solution tailored just for you. Working together, we can help you grow and prosper and become more profitable.

So, go ahead and take a peek at the features of our Local Business Checking account below. This account is designed to help keep your costs down so that you can conduct your banking easily and efficiently.

  • Low Monthly Maintenance Fee
    All it takes is $100 to open your account. Avoid a low monthly maintenance fee of $5 by maintaining a minimum balance of $2,500.
  • First 500 Deposits, Checks, Withdrawals, Transfers, or Debits are FREE.
    Your first 500 deposits, checks, withdrawals, transfers, or debits paid per month are free. Only after 500 transactions will a 50¢ per item fee be assessed. 
  • FREE CNB Business Debit Card
    Use your card to make everyday purchases for your business, transfer funds, and avoid handling petty cash. Issue up to 10 employee cards, and set and modify spending limits for each employee.
  • Online Banking and Billpay First 10 bills are free, 75¢ per bill pay in excess of 10 per month.
    Use Online Banking and Billpay to manage your personal and business accounts. Receive text alerts if your account is overdrawn or dips below a level that you set. View your account activity, transfer funds, and pay items at your convenience.
  • Free eStatements Paper statements are available for a $2 fee.
    With free CNB eStatements, you have access to see check images and print this month's or last year's statements. 
  • Small Business Payments with Shared Access $9.95 up to 25 payments, $14.95 per month up to 100 payments, full ACH access $39.95 per month plus $0.10 per item
    Allows small-business owners to share information online so that office managers can pay bills or set up payroll for business employees.
  • eDeposit $50 per scanner per month; $10 per additional account fee
    Allows small-business owners to remotely deposit checks to the bank and avoid multiple trips to the bank.

Account Opening Requirements