Potential Fraud Warning!
Citizens National Bank has learned that fraudulent calls are being made to our customers. Callers are stating they are from "Citizens National Bank" and are spoofing the Bank's telephone number, 601.693.1331. The caller will suggest there has been fraudulent activity and may ask for online banking credentials or other personal information, including the "username" and "password" to your online banking account! Please note that Citizens National Bank will NOT call and ask you to verify information such as your username or password to your online banking account, your social security number or your account number. If you receive a call requesting any of this type of sensitive customer information, please call Citizens National Bank at 601.693.1331.

Ben Upton
I have a strong desire to see each of my customers be successful.

Ben Upton

Relationship Banker

NMLS # 781584

North Columbus Banking Centre

2412 Hwy. 45 North,

Columbus, MS 39705


I have a strong desire to see each of my customers be successful.

We believe that local business owners can truly benefit from working with a hometown banker who takes pride in the community and who has a strong desire to see each of his customers be successful.

That’s just one reason why Ben Upton is a perfect fit for us at Citizens National Bank.  Ben has lived just about all his life in the Golden Triangle area, and that is a terrific advantage for his customers. 

As Ben says, “I always try to make myself available for my customers because I want to provide value to them and help them achieve their goals.”

A 2004 graduate of New Hope High School in Columbus, Ben continued his studies at Northeast Mississippi Community College and received his Bachelor’s degree in Business from Mississippi State University in 2008.  Serving in leadership positions for a number of local organizations, Ben has enjoyed his involvement as President of the Columbus Exchange Club, member of the Base Community Council and Honorary Chief Commander for Columbus Air Force Base.

When he is away from work, Ben enjoys playing golf and describes himself as a “big college sports fan.”  He and his wife, Hailey, are also proud parents of one son, Collins Upton, and the family attends Fairview Baptist Church in Columbus.

So, if you’re searching for an outgoing and enthusiastic relationship banker, who is focused on you, be sure and contact Ben Upton for all of your banking needs.