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Offer available at CNB’s DeSoto County locations only. Available to individuals only. New money required. $100 minimum deposit to open. Balances up to $25,000 will earn an interest rate of 5.13% with an Annual Percentage Yield (APY) of 5.25%. Balances of $25,000.00 and up will earn an interest rate of 4.65% with a blended APY ranging from 4.75% to 5.25%. APY is current as of August 5, 2024. Rates are set by CNB and are subject to change at any time. Interest accrues on collected balances and is paid monthly. If the account is closed before interest is credited, accrued interest will not be paid. The first six withdrawals per month are free, $5 fee per additional withdrawal. Fees may reduce earnings. One account per household.