Citizens National Bank Selected as a Top Community Bank

Recently, Seifried and Brew, LLC, which is a community bank consulting and risk management firm located in Pennsylvania, recently recognized our Bank as being an optimal performer in its prestigious 2018 S&B Top 15th Percentile. This honor recognizes a select group of high-performing banks that are made up of the best 782 out of 5,213 community banks in the nation.

Within the Top 15th, Citizens National Bank ranked at number 538 within the year’s rating. This award recognizes banks who have demonstrated exemplary performance by managing its exposure to risk while maintaining a notable level of reward. The Risk Index includes an array of risk factors that banks must constantly manage, such as liquidity risk and capital risk. Measures of performance are primarily a bank’s return on average assets or return on average equity.

The Banks in this index also have assets between $10 million and $30 billion. According to Seifried and Brew, this accomplishment demonstrates that the Bank’s directors and management possess a sophisticated understanding of banking and a high level of dedication to customers and the communities they serve.

Founded in 1888, Citizens National Bank is currently celebrating 131 years of service as an independent, Mississippi-owned community bank with locations in the following Mississippi communities: Ridgeland, Madison, Flowood,  Meridian,Hattiesburg, Laurel, Waynesboro, Columbus, Macon, Kosciusko, Carthage, Philadelphia, Quitman, Southaven, and Olive Branch.   

The Bank has assets in excess of $1.4 billion and manages over $1.2 billion in its Wealth Management Division, which is committed to assisting clients with the accumulation, preservation, and transfer of wealth.  Learn more about Citizens National Bank by visiting