Clean Slate

A fresh start on checking.

Having trouble qualifying for a traditional checking account? Clean Slate provides a second chance on checking with a free debit card and no CNB ATM fees.Other bank fees may apply. Other charges may apply such as Returned Item/Overdraft and third party ATM fees.

Get started with Clean Slate.

  • Open with $50
  • Free CNB Debit Card Other charges may apply such as Returned Item/Overdraft and third-party ATM fees.
  • No CNB ATM fees Other bank fees may apply. Other charges may apply such as Returned Item/Overdraft and third party ATM fees.

Move beyond cash.

Just swipe and go with your CNB Debit Card anywhere Visa cards are accepted! No need to carry cash. Choose credit instead of debit so your transaction will be covered by Visa's Zero Liability Policy. For more information please visit

Wipe your slate clean.

If you’ve had trouble qualifying for a traditional checking account, this account might be right for you. Clean Slate is designed to help you regain your financial strength. After 18 months in good standing,Six months with no Returned Item/Overdraft fees. you can qualify for a traditional checking account.

Reduce your monthly maintenance fee.

Earn a $2 credit to reduce your $9.95 monthly maintenance fee by receiving a recurring direct deposit. Transaction must post and settle to your account during your monthly statement cycle. 

Clean Slate Savings Account

Complete the Money Smart Program modules Check it Out, Money Matters, and Pay Yourself First, and open a Clean Slate Savings account with no monthly maintenance fee. Simply complete the modules, open your account with $100, and begin earning interest on your Clean Slate Savings balance. First two withdrawals per month are free. $5 charge applies for each withdrawal in excess of 2 per month.Limit of six withdrawals or transfers per month. Accounts with repetitive withdrawals or transfers in excess of six per month may be subject to closure.

Bank anywhere, anytime with just your smartphone. Your mobile carrier's message and data rates may apply.

  • Free Online Banking
    View account activity, transfer funds, and more.
  • Free eStatements
    Go paperless and receive instant access to your statements online.
  • Free Click for Cash
    Activate offers within your CNB Online Banking account, shop with your CNB Debit Card, and enjoy cash back.
  • Free FinanceWorks
    Track your spending and manage your budget with your free budgeting tool.
  • Free Mobile Banking
    View account balances and transfer money at your fingertips with your smartphone or tablet.
  • Free Text Banking
    Check your balance, transfer funds, receive low balance alerts, and more with a simple text message.
  • Free Apple Pay
    Shop and pay with an Apple device that you use every day.

Have a Banker Contact You