Flex Checking

Flex your monthly fee down to ZERO by doing what you’d do anyway.

Get rewarded for banking the way YOU like. On-the-go convenience options can earn monthly credits that reduce your monthly maintenance fee to zero.

Get in, get started, get going with Flex Checking.

  • Open with just $50
  • Free CNB Debit Card Other charges may apply such as Returned Item/Overdraft and third-party ATM fees.
  • No CNB ATM fees Other bank fees may apply. Other charges may apply such as Returned Item/Overdraft and third party ATM fees.

Move beyond cash.

Just swipe and go with your CNB Debit Card anywhere Visa cards are accepted! No need to carry cash. Choose credit instead of debit so your transaction will be covered by Visa's Zero Liability Policy. For more information please visit www.visa.com/security.

Switch from paper to pixels.

You start with a monthly maintenance fee of $5, which is low to begin with, especially because you have no CNB ATM fees. Then you can flex your service charge all the way down to ZERO by handling everything electronically instead of dealing with checks, paper statements, and cash. Here’s how:

  • Earn a $1 credit each month you receive a direct deposit that posts and settles to your account during your monthly statement cycle.
  • Get a $1 monthly credit by opting for CNB eStatements.Go paperless and receive instant access to your statements online with free eStatements. Your mobile carrier’s message and data rates may apply.
  • Receive a $3 monthly credit by making at least 15 CNB Debit Card point-of-sale transactions that post and settle to your account during your monthly statement cycle.ATM transactions are not included.

Bank anywhere, anytime with just your smartphone. Your mobile carrier's message and data rates may apply.

  • Free Online Banking
    View account activity, transfer funds, and more.
  • Free eStatements
    Go paperless and receive instant access to your statements online.
  • Free eBill Pay
    Pay your bills online in one secure and convenient place.
  • Free Click for Cash
    Activate offers within your CNB Online Banking account, shop with your CNB Debit Card, and enjoy cash back.
  • Free FinanceWorks
    Track your spending and manage your budget with your free budgeting tool.
  • Free Mobile Banking
    View account balances, transfer money, and pay bills at your fingertips with your smartphone or tablet.
  • Free Text Banking
    Check your balance, transfer funds, receive low balance alerts, and more with a simple text message.
  • Free Rapid Deposit Mobile
    Deposit checks using your smartphone or tablet.
  • Free Apple Pay
    Shop and pay with an Apple device that you use every day.

Have a Banker Contact You