Free Checking

Checking that's really FREE. No strings attached.

No monthly maintenance fees. Free ePackage. No ATM fees.Other bank fees may apply. Other charges may apply such as Returned Item/Overdraft and third party ATM fees.

Get started with Free Checking.Available at CNB’s Flowood, Madison, Olive Branch, Ridgeland, and Southaven locations only.

  • Open with $50
  • No monthly maintenance fees.
  • Free CNB Debit Card Other charges may apply such as Returned Item/Overdraft and third-party ATM fees.
  • No ATM fees We won’t charge you for using another bank’s ATM, and we’ll automatically refund the fees they charge you up to $25 per month, at the end of your statement cycle. Other charges may apply such as Returned Item/Overdraft and third party ATM fees.

Move beyond cash.

Just swipe and go with your CNB Debit Card anywhere Visa cards are accepted! No need to carry cash. Choose credit instead of debit so your transaction will be covered by Visa's Zero Liability Policy. For more information please visit www.visa.com/security.

Bank anywhere, anytime with just your smartphone. Your mobile carrier's message and data rates may apply.

  • Free Online Banking
    View account activity, transfer funds, and more.
  • Free eStatements
    Go paperless and receive instant access to your statements online.
  • Free eBill Pay
    Pay your bills online in one secure and convenient place.
  • Free Click for Cash
    Activate offers within your CNB Online Banking account, shop with your CNB Debit Card, and enjoy cash back.
  • Free FinanceWorks
    Track your spending and manage your budget with your free budgeting tool.
  • Free Mobile Banking
    View account balances, transfer money, and pay bills at your fingertips with your smartphone or tablet.
  • Free Text Banking
    Check your balance, transfer funds, receive low balance alerts, and more with a simple text message.
  • Free Rapid Deposit Mobile
    Deposit checks using your smartphone or tablet.
  • Free Apple Pay
    Shop and pay with an Apple device that you use every day.

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