Potential Fraud Warning!
Citizens National Bank has learned that fraudulent calls are being made to our customers. Callers are stating they are from "Citizens National Bank" and are spoofing the Bank's telephone number, 601.693.1331. The caller will suggest there has been fraudulent activity and may ask for online banking credentials or other personal information, including the "username" and "password" to your online banking account! Please note that Citizens National Bank will NOT call and ask you to verify information such as your username or password to your online banking account, your social security number or your account number. If you receive a call requesting any of this type of sensitive customer information, please call Citizens National Bank at 601.693.1331.

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Welcome to High Yield Checking

High Yield Checking

Earn interest by simplifying your life.Fees may reduce earnings. Earn premium interest rates on balances greater than $0.00 up to $15,000. Balances greater than $15,000 will earn the standard rate. Interest rates are set by CNB and are subject to change at any time. Rates vary by market.

With premium interest rates, Your checking account can earn money for you!

Get started with High Yield Checking.Offer valid for individuals only. Account holder must be 18 years of age and must qualify for a traditional checking account.

  • Open with $500
  • No monthly maintenance fee – no matter what your balance
  • Free CNB Debit Card Other charges may apply such as Returned Item/Overdraft and third-party ATM fees.
  • No CNB ATM fees We won’t charge you for using another bank's ATM, and we’ll even refund the fees they charge you up to $25 per month with the transaction receipt upon customer request. Other charges may apply such as Returned Item/Overdraft and third party ATM fees.

Move beyond cash.

Just swipe and go with your CNB Debit Card anywhere Visa cards are accepted! No need to carry cash. Choose credit instead of debit so your transaction will be covered by Visa's Zero Liability Policy. For more information please visit www.visa.com/security.

Earn Premium Interest Rates on balances up to $15,000Fees may reduce earnings. Earn premium interest rates on balances greater than $0.00 up to $15,000. Balances greater than $15,000 will earn the standard rate. Interest rates are set by CNB and are subject to change at any time. Rates vary by market. by simply:

  1. Receiving a monthly direct deposit (or ACH payment) of $100 or more. Transaction must post and settle to your account during your monthly statement cycle.
  2. Receiving a monthly e-Statement,Go paperless and receive instant access to your statements online with free eStatements. Your mobile carrier’s message and data rates may apply. AND
  3. Making a minimum of 10 CNB Debit Card point-of-sale transactions that post and settle to your account during your monthly statement cycle.ATM transactions are not included.

Bank anywhere, anytime with just your smartphone. Your mobile carrier's message and data rates may apply.

  • Free Online Banking
    View account activity, transfer funds, and more.
  • Free eStatements
    Go paperless and receive instant access to your statements online.
  • Free eBill Pay
    Pay your bills online in one secure and convenient place.
  • Free Click for Cash
    Activate offers within your CNB Online Banking account, shop with your CNB Debit Card, and enjoy cash back.
  • Free Mobile Banking
    View account balances, transfer money, and pay bills at your fingertips with your smartphone or tablet.
  • Free Text Banking
    Check your balance, transfer funds, receive low balance alerts, and more with a simple text message.
  • Free Rapid Deposit Mobile
    Deposit checks using your smartphone or tablet.
  • Free Apple Pay
    Shop and pay with an Apple device that you use every day.

Have a Banker Contact You