Potential Fraud Warning!
Citizens National Bank has learned that fraudulent calls are being made to our customers. Callers are stating they are from "Citizens National Bank" and are spoofing the Bank's telephone number, 601.693.1331. The caller will suggest there has been fraudulent activity and may ask for online banking credentials or other personal information, including the "username" and "password" to your online banking account! Please note that Citizens National Bank will NOT call and ask you to verify information such as your username or password to your online banking account, your social security number or your account number. If you receive a call requesting any of this type of sensitive customer information, please call Citizens National Bank at 601.693.1331.

Product Comparison Chart

  ClassicBlue Checking PremierBlue Checking High Yield Checking
Unlimited Transactions
Free CNB Debit Card Other charges may apply such as Returned Item/Overdraft and third-party ATM fees.
Free Identity Theft Insurance and Protection Package Not a deposit, not FDIC-insured, not insured by any federal government agency, not guaranteed by the bank. Available for individual accounts only.  


Free Online Banking
Free eStatements
Free eBill Pay
Free Click for Cash
Free Money Management
Free Mobile Banking
Free Text Banking
Free Rapid Deposit Mobile
Free Rapid Deposit ATM
Free Apple Pay
Free Samsung Pay
Free Visa Purchase Alerts
Free eStatements

Paper Statements $2 fee applies for paper statements.

Free Checks First order of CNB Custom Wallet Style Checks are at no charge to you. Free CNB Custom Wallet Style Checks or receive a 50% discount on other check styles.  
Free Notary Service  
Safe Deposit Box Discount $25 discount on safe deposit box.    
Free Official Check   One per month  
Free Domestic Wire Transfer   One every six months.  
Free Stop Payment   One every six months.  
Plus we automatically refund up to $10 of other bank's ATM fees.

Plus we automatically refund up to $15 of other bank's ATM fees.

Plus we automatically refund up to $25 of other bank's ATM fees.
Earns Interest  
Monthly Fees $5 $8 $0
Minimum Balance to Avoid Maintenance Fee $500 $2,000  
How to Reduce a Maintenance Fee Service charge is waived if one of the following criteria is met: Have 10 CNB Debit Card point of sale swipes per month or have a recurring direct deposit of $100 or more. (The 10 debit card swipes and recurring direct deposit must post and settle to your account during the month.) If you are a student under the age of 25 (after 25, the waiver is removed). Maintain a minimum balance of $500 or if you are 62 years of age or older. A $5 maintenance fee will be charged if criteria isn't met. Maintain a minimum balance of $2,000 during the month or an average balance of $2,500, you'll pay no monthly maintenance fee.  
Minimum to Open $50 $50 $500