Secure Checking

Peace of mind checking for seniors ages 60+.

Enjoy security features, earn interest, avoid ATM fees and bank from your smartphone too.Not a deposit, not FDIC-insured, not insured by any federal government agency, not guaranteed by the bank. Available for individual accounts only.

Get started with Secure Checking.

  • Open with $100 Must be at least age 60 to open this account.
  • Free CNB Debit Card Other charges may apply such as Returned Item/Overdraft and third-party ATM fees.
  • Free first order of CNB Custom Checks
  • No ATM fees We won’t charge you for using another bank’s ATM, and we’ll automatically refund the fees they charge you up to $25 per month, at the end of your statement cycle. Other charges may apply such as Returned Item/Overdraft and third party ATM fees.

Move beyond cash.

Just swipe and go with your CNB Debit Card anywhere Visa cards are accepted! No need to carry cash. Choose credit instead of debit so your transaction will be covered by Visa's Zero Liability Policy. For more information please visit www.visa.com/security.

Avoid or reduce your monthly maintenance fee. Fees may reduce earnings.

Avoid a $5 monthly maintenance fee by maintaining a balance of $500 in your account. Or, earn a $2 credit to reduce your monthly maintenance fee with a recurring direct deposit of $100 or more. Transaction must post and settle to your account during your monthly statement cycle.Credit does not apply if maintenance fee is waived.

Put your money to work for you.

Earn interest Fees may reduce earnings. Interest rates are set by CNB and are subject to change at any time. Rates may vary by market. on balances of $500 or more, and watch your money grow. 

Keep your identity safe.

Receive $10,000 in Free Identity Theft Insurance and enroll in a Free Identity Theft Protection Package that monitors your accounts 24/7. Total identity monitoring. Credit file monitoring. Triple Bureau Credit Report. And more.Not a deposit, not FDIC-insured, not insured by any federal government agency, not guaranteed by the bank. Available for individual accounts only.  

Bank anywhere, anytime with just your smartphone. Your mobile carrier's message and data rates may apply.

  • Free Online Banking
    View account activity, transfer funds, and more.
  • Free eStatements
    Go paperless and receive instant access to your statements online.
  • Free eBill Pay
    Pay your bills online in one secure and convenient place.
  • Free Click for Cash
    Activate offers within your CNB Online Banking account, shop with your CNB Debit Card, and enjoy cash back.
  • Free FinanceWorks
    Track your spending and manage your budget with your free budgeting tool.
  • Free Mobile Banking
    View account balances, transfer money, and pay bills at your fingertips with your smartphone or tablet.
  • Free Text Banking
    Check your balance, transfer funds, receive low balance alerts, and more with a simple text message.
  • Free Rapid Deposit Mobile
    Deposit checks using your smartphone or tablet.
  • Free Apple Pay
    Shop and pay with an Apple device that you use every day.

Have a Banker Contact You