Potential Fraud Warning!
Citizens National Bank has learned that fraudulent calls are being made to our customers. Callers are stating they are from "Citizens National Bank" and are spoofing the Bank's telephone number, 601.693.1331. The caller will suggest there has been fraudulent activity and may ask for online banking credentials or other personal information, including the "username" and "password" to your online banking account! Please note that Citizens National Bank will NOT call and ask you to verify information such as your username or password to your online banking account, your social security number or your account number. If you receive a call requesting any of this type of sensitive customer information, please call Citizens National Bank at 601.693.1331.

Welcome to Home Equity Loans

Home Equity Loans

Fixed rate. Fixed term. Fixed payment.

Lock in rates today! 

Put your home's equity to work for you.

  • Consolidate Bills: Put your debt on a diet by consolidating your debt with a Home Equity Loan. One low interest rate. One low monthly payment.
  • Make Home Improvements: Yes! Your house can help you remodel. A new kitchen worthy of gourmet meals. A new backyard for your barbecue. Or a pool that makes a splash for your summer downtime. Your home's equity can make it happen.
  • Pay for an Education: Tuition. Books. Living expenses. Your house has that covered for your college-bound student.
  • Make Major Purchases: Use the equity in your home to buy that big-ticket item. New appliances. A boat. A new RV. Take a trip. Pay for your child's dream wedding. The options are limitless with a Home Equity Loan.

Lock it in.

Borrow just the amount you need and repay it with a fixed rate that will not change when other rates go up. Expect the same payment amount every month. Know your exact payoff date for your loan.

Interest may be tax deductible.

The interest you pay will be low, but it also may be tax deductible, just like your mortgage interest. Please consult a tax advisor about your individual situation to determine whether your Home Equity interest paid will be tax deductible.

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