Potential Fraud Warning!
Citizens National Bank has learned that fraudulent calls are being made to our customers. Callers are stating they are from "Citizens National Bank" and are spoofing the Bank's telephone number, 601.693.1331. The caller will suggest there has been fraudulent activity and may ask for online banking credentials or other personal information, including the "username" and "password" to your online banking account! Please note that Citizens National Bank will NOT call and ask you to verify information such as your username or password to your online banking account, your social security number or your account number. If you receive a call requesting any of this type of sensitive customer information, please call Citizens National Bank at 601.693.1331.

Welcome to Christmas Club

Christmas Club

Give yourself a present.

Customize your own automatic savings plan that pays off at holiday shopping.

Start your Christmas Club Account today.

  • Open with $1.
  • Earn interest on all balances. Fees may reduce earnings.
  • No monthly maintenance fees.

Save at your own pace.

Create a savings plan that fits your budget. You choose the amount to save. You choose when to save. Schedule monthly or bimonthly automatic transfers from your CNB checking account into your Christmas Club Account, or make transfers at your own pace.Withdrawals from your Christmas Club Account are not allowed. $10 fee applies if you close your account prior to maturity. Available to individuals only. New money only required for most markets.

Ready. Set. Shop.

Payday arrives during the first week of November. Your savings of total deposits and accrued interest will be automatically transferred into your CNB checking account at no charge. Prefer a physical check? We can mail your savings to you.A $5 processing fee will apply for physical checks.

Have a Banker Contact You