Stash some cash for those times when you really need it without trying.
You can add the “Smart Savings Transfer” to your checking account so that every time you make a point of sale transaction with your CNB debit card, the amount of purchase will be rounded up to the next whole dollar amount and the excess amount will be transferred into your Smart Savings account. For example: If you have two debit card transactions that post and settle to your account today, one for $24.16 and one for $333.42, the debits will post as usual. The next day a total round up of $1.42 will be debited from your checking account and credited to your savings account. Where does the $1.42 come from? $24.16 rounded up to $25 equals $0.84 and $333.34 rounded up to $334 equals $0.58. When these transactions are added together, it makes up the $1.42. Ask your Personal Banker if you have additional questions about Smart Savings Transfer. It's easy. It's automatic. It's savings made simple!
Watch your savings grow with interest, while keeping the access to your cash when you need it.Minimum Balance of $100 is required to earn interest. Balances of $100 or more will earn 0.05% with an Annual Percentage Yield (APY) of 0.05%. Interest will be compounded and paid to your account quarterly. If you close your account before interest is paid, you will receive the accrued interest. Rates are set by CNB and are subject to change at any time. Fees may reduce earnings. You may make six free withdrawals or transfers each month. After that, there will be a $5 charge for each withdrawal.