Potential Fraud Warning!
Citizens National Bank has learned that fraudulent calls are being made to our customers. Callers are stating they are from "Citizens National Bank" and are spoofing the Bank's telephone number, 601.693.1331. The caller will suggest there has been fraudulent activity and may ask for online banking credentials or other personal information, including the "username" and "password" to your online banking account! Please note that Citizens National Bank will NOT call and ask you to verify information such as your username or password to your online banking account, your social security number or your account number. If you receive a call requesting any of this type of sensitive customer information, please call Citizens National Bank at 601.693.1331.

Federal Housing Administration (FHA)

Helps first-time homebuyers cover down payment costs.

Up to 96.5% financing available.

Tough credit guidelines keeping you from your dream home? With an FHA loan, you can obtain financing.Subject to credit approval. Subject to credit approval. The 203(b) home loan, the most popular FHA home loan, even allows 100% of your closing costs to be a gift from a relative, non-profit organization, or government agency. This fixed-rate loan is great for low- to-moderate-income families. FHA loans are helpful if you do not have a 20% down payment saved or if you need assistance with more flexible qualification requirements.

Have a Banker Contact You