Federal Housing Administration (FHA)

Helps first-time homebuyers cover down payment costs.

Up to 96.5% financing available.

Tough credit guidelines keeping you from your dream home? With an FHA loan, you can obtain financing.Subject to credit approval. Subject to credit approval. The 203(b) home loan, the most popular FHA home loan, even allows 100% of your closing costs to be a gift from a relative, non-profit organization, or government agency. This fixed-rate loan is great for low- to-moderate-income families or first-time homebuyers. FHA loans are helpful if you do not have a 20% down payment saved or if you need assistance with more flexible qualification requirements.

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