Potential Fraud Warning!
Citizens National Bank has learned that fraudulent calls are being made to our customers. Callers are stating they are from "Citizens National Bank" and are spoofing the Bank's telephone number, 601.693.1331. The caller will suggest there has been fraudulent activity and may ask for online banking credentials or other personal information, including the "username" and "password" to your online banking account! Please note that Citizens National Bank will NOT call and ask you to verify information such as your username or password to your online banking account, your social security number or your account number. If you receive a call requesting any of this type of sensitive customer information, please call Citizens National Bank at 601.693.1331.

United States Department of Agriculture (USDA)

Provided for homes in rural areas.

No down payment. No mortgage insurance required.

Obtain 100% financing to purchase an existing home or build a new home in a rural area. Rural Housing Direct Loans are available to allow low- to moderate-income households to become homeowners and are directly funded by the government.Subject to credit approval. Subject to credit approval. The loan amount is based on 100% of the appraised value, not the purchase price. No down payment, no minimum contributions, and no mortgage insurance are required. This loan option also provides you with flexible credit guidelines and low interest rates. Closing costs may even be included in the loan amount if the appraised value is high enough.

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