Potential Fraud Warning!
Citizens National Bank has learned that fraudulent calls are being made to our customers. Callers are stating they are from "Citizens National Bank" and are spoofing the Bank's telephone number, 601.693.1331. The caller will suggest there has been fraudulent activity and may ask for online banking credentials or other personal information, including the "username" and "password" to your online banking account! Please note that Citizens National Bank will NOT call and ask you to verify information such as your username or password to your online banking account, your social security number or your account number. If you receive a call requesting any of this type of sensitive customer information, please call Citizens National Bank at 601.693.1331.

Bettie Malone
Persistence is one of the best secrets of success.

Bettie Malone

Vice President/Mortgage Originator

NMLS # 409169

North Columbus Banking Centre

2412 Hwy. 45 North,

Columbus, MS 39705



Persistence is one of the best secrets of success.

With over 15 years of experience in the mortgage industry, Bettie Malone is a Vice President and Mortgage Originator for Citizens National Bank's Mortgage Team. Her office is located at our North Columbus Banking Centre in Columbus, Mississippi. Through the years, she has gained the knowledge and experience that enable her to complete any loan application with ease.

As Bettie says, "It can be a little overwhelming when you buy a house, so you need to have someone that will work with you and spend as much time with you as necessary.

"It's my personal goal to make sure that every client is comfortable and happy throughout the application process," she adds.

Bettie also says she enjoys spending time with people and listening to each customer to better understand what the customer is trying to achieve – whether it's purchasing a first home, paying off an existing home to prepare for retirement, or using the equity in a home to finance other purchases.

Eager to stay in tune with the ever-changing mortgage industry, Bettie frequently takes courses in the areas of insurance, management, and mortgage lending to stay up-to-date on the latest information and better assist her clients.

With a friendly smile and a determined attitude, Bettie is very easy to work with. You are sure to appreciate her help.