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Business Banking Services

We are your one-stop resource for the tools you need to run your business right. We know your time is vitally important, so we offer various services to help make banking easy and efficient for your business.

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Convenient Banking 24/7

Business eBanking

Convenient online account management in a secure environment.

  • Access your account anytime, anywhere
  • Transfer funds
  • View and pay bills with Business eBill Pay
  • View transactions, eStatements and check images
  • Download into your accounting software
  • Customize access for multiple users

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Predict Cash Flow

Electronic Payments (ACH)

Process and automate payments for employees, vendors, and customers.

  • Payroll direct deposit infoBubbleConvenient electronic payroll eliminates costly paper check printing and distribution while reducing your exposure to check fraud.
  • Business-to-business payments
  • Customer payments infoBubbleEnsure timely collection of payments owed to your business by drafting your customers.
  • Approve files through CNB Business Mobile

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Simple and Secure Remote Deposits


Deposit checks remotely through an encrypted scanning system.

  • Make deposits from your office
  • Same-day credit up to 6 p.m.
  • No out-of-pocket equipment cost
  • Improved record keeping
  • CNB Funds Availability Policy applies.

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Win the Fight Against Check Fraud

Positive Pay

Automated service that mitigates check fraud.

  • This automated online service allows you to verify that you have actually issued the checks that post to your account.
  • Positive Pay users upload check files directly to us.
  • Once the check files have been uploaded, we will compare checks presented for payment each day with your check files within Positive Pay. Any exceptions are available by 7 a.m. each day.
  • You decide about the payment of each check. Simply make payment decisions online by 10:30 a.m. each day.
  • Ready to win the fight against fraud? Learn more about Fraud Prevention.

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Increase Product Revenue

Merchant Card Services

Accept credit and debit card payments of all types.

  • Card terminal, mobile, and web-based options
  • Cash discount program—pay no fees
  • Point-of-sale solutions
  • No contract and no early termination fees
  • Superior service and support 24/7

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Manage Your Payments and Expenses

Business Payables

Multiple card options to fit your business needs.

  • CNB Business Debit Card infoBubbleProvides banking convenience and eliminates check approvals when making purchases.
  • Visa Corporate Card (Platinum or Rewards) infoBubbleEfficient management of day-to-day expenses for you and your employees.
  • Visa Purchasing Card Program infoBubbleStreamline travel, entertainment, procurement, or fleet expenses with a web-based management system.
  • ePayables infoBubbleAutomated purchasing card payment platform that creates a virtual card payment to your suppliers. Earn cash back on your spending and free up working capital.

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Maximize Your Cash Position

Sweep Solutions

Automate movement of funds daily to improve earnings.

  • Cash Concentration Accounts infoBubbleConsolidate funds into a master account.
  • Target Balance and Zero Balance Accounts infoBubblePut unproductive or excess cash balances to work.
  • Excess Cash Sweep infoBubbleAutomate movement of funds to a line of credit or investment account.

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Faster Payment Processing & Improved Cash Flow

Lockbox Solutions

Processing, image capture, and deposits of payments and correspondence received through a dedicated P.O. box.

  • Healthcare, wholesale and retail options
  • Web-based service provides multiple-user access
  • Same-day deposits for faster cash flow
  • Simplify administration and lower staff costs

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