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Checking


We know that one size does not fit all. So we offer accounts that are as unique as you are! Explore the options with your Personal Banker today or start browsing below.

See Why It's Our Most Popular Account.

ClassicBlue Checking

  • Free for Students and Seniors. infoBubble FREE account for students under the age of 25 (after 25 the waiver is removed); and seniors 62 years of age or older.
  • Open with $50.
  • Free CNB Debit Card and no ATM fees infoBubble We won’t charge you for using another bank’s ATM, and we’ll even refund the fees they charge you up to $10 per month automatically. Other charges may apply such as Returned Item/Overdraft and third-party ATM fees.
  • No monthly maintenance fee infoBubble Service charge is waived if one of the following criteria is met: Have 10 CNB Debit Card point of sale swipes per month or have a recurring direct deposit of $100 or more. (The 10 debit card swipes and recurring direct deposit must post and settle to your account during the month.) Be a student under the age of 25 (after 25, the waiver is removed). Maintain a minimum balance of $500. Be 62 years of age or older. A $5 maintenance fee will be charged if one of the criteria isn’t met.
  • Bank anywhere, anytime with just your smartphone.
  • Want to save smarter? Check out our SmartBlue Savings account.

Keep Your Identity Safe.

PremierBlue Checking

  • Free ID Theft Protection Package monitors your credit 24/7 and protects you in case somebody steals your identity.
  • Earn interest on balances $2,000 or greater. infoBubble Interest tiers: $2,000 to $4,999.99; $5,000 and greater. Interest is paid on the full balance in the account each day the minimum balance is $2,000 or greater. If the balance falls below $2,000, interest is not earned that day.
  • Open with $50 and pay no monthly maintenance fee. infoBubble When you maintain a minimum balance of $2,000 during the month or an average balance of $2,500, you’ll pay no monthly maintenance fee. If requirements aren’t met a monthly maintenance fee of $8 will apply.
  • Free CNB Debit Card infoBubble Other charges may apply such as Returned Item/Overdraft and third-party ATM fees. and no ATM feesinfoBubble We won’t charge you for using another bank’s ATM, and we’ll even refund the fees they charge you up to $15 per month automatically. Other charges may apply such as Returned Item/Overdraft and third party ATM fees.
  • Bank anywhere, anytime with just your smartphone.

Earn Interest by Simplifying Your Life.

HighYield Checking

  • Earn premium interest rates on balances of $15,000 or more.infoBubble Earn Premium Interest* Rates on balances up to $15,000 by simply:

    • Receiving a monthly direct deposit (or ACH debit) of $100 or more that posts and settles to your account during your monthly statement cycle,
    • Receiving your monthly statement electronically, AND
    • Making a minimum of 10 CNB Debit Card point-of-sale transactions that post and settle to your account during your monthly statement cycle.

    Standard interest rate applies to balances of $15,000 and over.

    *Fees may reduce earnings. If requirements are not met to earn premium interest rates, default rates will apply. Rates are set by CNB and are subject to change at any time.

  • Open with $500 and pay no monthly maintenance fee.
  • Free CNB Debit Card infoBubble Other charges may apply such as Returned Item/Overdraft and third-party ATM fees. and no ATM fees infoBubble We won’t charge you for using another bank’s ATM, and we’ll even refund the fees they charge you up to $15 per month automatically. Other charges may apply such as Returned Item/Overdraft and third party ATM fees.
  • Bank anywhere, anytime with just your smartphone.
  • Want to save effortlessly? Check our HighYield Money Market account.

Take Advantage of a Fresh Start.

CleanSlate Checking & Savings

If you have trouble qualifying for a traditional account, our CleanSlate Program can help you reestablish yourself financially.

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