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Loan Options


Life’s larger expenses happen. Citizens National Bank, as your lending headquarters, has you covered. Let your Personal Banker help you find the right loan for you.

Put Your Home to Work

Home Equity

  • Pay for your child’s education.
  • Consolidate your bills into one easy payment.
  • Get extra cash to make those needed home improvements.
  • Make major purchases, like appliances.

Flexible Terms and Quick Approval Decisions

Auto Loans

  • Get rates that reward you for your credit score.
  • Check our financing for new and used vehicles.
  • Refinance and get a better auto loan rate.

Consider Installment Loans for Life's Adventures

Personal Loans

  • Back your loan with shop or lawn equipment or other collateral. infoBubble Subject to credit approval. Acceptable collateral may include boats, lawn equipment, camper, motorcycle, etc. Automobiles and real estate are not acceptable collateral.
  • Get extra cash with a short-term unsecured loan. infoBubble Subject to credit approval.
  • Secure your loan with your CD or savings account. infoBubble Subject to credit approval.

Get Financially Fit Today.

ScoreBuilder Loan

  • Establish or improve your credit score.
  • Regain your financial strength.
  • With only four simple steps, put yourself on the way to a better financial future.

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