Welcome to Operating Lines of Credit

Operating Lines of Credit

A Line of Credit is an excellent tool for you to use in covering the short-term cash requirements in your business. You can draw funds only when you need them and pay interest only on the amount that you borrow.

Over the past 134 years, Citizens National Bank has helped sustain our local economies by helping business owners just like you to grow and prosper through lending money to fund their business needs. Many of our business customers have found that a CNB Line of Credit is a flexible and convenient way to meet their short-term funding needs.

With a CNB Line of Credit, you can:

  • Access your funds easily
  • Draw money only when you need it
  • Avoid getting credit approval each time you borrow
  • Pay interest only on what you borrow

Use your funds to:

  • Fund working-capital needs
  • Take advantage of trade discounts
  • Fund those seasonal inventory needs
  • And much more!

Our Relationship Bankers will be happy to provide you with a free review of your business’s financials. We specialize in helping businesses just like yours to operate more efficiently and become more profitable. That’s community banking at its best. That’s The Power of LocalSM.

We invite you to contact your Relationship Banker to discuss how an Operating Line of Credit from Citizens National Bank can improve your cash flow and help steer your business in the right direction.