Bank Switch Toolkit

HOW TO SWITCH YOUR CHECKING ACCOUNT: A SIMPLE GUIDE TO MOVING TO CITIZENS NATIONAL BANK Ready to switch to a bank that hasn’t changed its name — or its values? Making the move to Citizens National Bank is easier than you think. With the right guidance and a simple plan, you can transition your accounts in just a few steps — no stress, no confusion. If you’ve been searching for how to switch checking accounts, the best way to change banks, or steps to move a bank account, this guide will walk you through the process and help you make the switch with confidence. For a quick, printable resource, download our Bank Switch Toolkit. Why Switch Your Checking Account? Choosing where you bank matters. At Citizens National Bank, we believe in delivering a better banking experience grounded in stability, service and community. As a bank that has stood the test of time, we remain committed to consistent values and local decision-making. That’s the Power of Local — and it’s why so many customers choose CNB when making the switch. The Simplest Way to Switch Banks: 5 Easy Steps We’ve streamlined the entire bank switch process by providing the forms, guidance and support you need to make the switch quickly and easily.

1. Open Your New CNB Checking Account

Start by opening your new Citizens National Bank checking account and funding it so you can begin using it right away. Open a checking account online or visit your nearest CNB banking center to get started today. Once your account is open:

• Set up online banking
• Download and log in to the Citizens National Bank mobile app
• Enroll in bill pay and e-Statements
• Begin using your new account for everyday transactions

✔ Open your new CNB account and get started right away

2. Use a Checklist to Track What Needs Updating

Next, identify all the places where your current bank account is being used. Reviewing past statements can help you ensure nothing is overlooked. Common items include:

• Utility bills and subscriptions
• Loan and credit card payments
• Insurance premiums
• Payroll and direct deposits

✔ Use our simple checklist to track what needs updating

3. Transfer Your Automatic Payments

Update your automatic drafts and recurring payments to your new CNB account. You can:

• Update payment details through vendor websites
• Or use the Automatic Payment Authorization Form provided in our toolkit to notify payees of your new account information

✔ Transfer your automatic payments quickly and easily

4. Set Up Your Direct Deposits

To ensure uninterrupted income, update your direct deposit information with your employer or any other payment providers. The toolkit includes a Direct Deposit Authorization Form to simplify this process. You’ll need:

• Your CNB account number
• CNB routing number (065300211)

✔ Set up your direct deposits with step-by-step instructions

5. Close Your Old Account

Once all payments and deposits have been successfully transferred:

• Stop using your old account
• Confirm all transactions have cleared
• Move any remaining funds

Then, formally close your old account using the Account Closing Authorization Form included in the toolkit. ✔ Close your old account once everything is in place Switch Banks Without the Stress Switching banks can feel complicated — but it doesn’t have to be. With Citizens National Bank’s streamlined process, helpful forms and dedicated support team, you have everything you need to transition accounts smoothly and confidently. We’ve taken the guesswork out of how to switch checking accounts, so you can focus on what matters most — managing your finances with a bank you trust. At CNB, we believe banking should be simple — and your bank should stand the test of time. Get Started Today Ready to make the move? Open a checking account online at YourCNB.com or visit your nearest CNB banking center to get started. Download your step-by-step guide here: Bank Switch Toolkit