Welcome to Community Development Financial Institution

Community Development Financial Institution

Citizens National Bank is certified as a Community Development Financial Institution (CDFI) by the U.S. Department of the Treasury’s Community Development Financial Institutions Fund.

Currently, there are less than 125 banks in the nation which hold the prestigious CDFI designation.  In order to become a certified CDFI, a financial institution must have a primary mission of promoting community development, provide developmental services in conjunction with its financial products and services, serve one or more defined low-income target markets, maintain accountability to the community it serves, and be a non-governmental entity.  

Certified CDFIs are part of a national network promoting economic growth in America’s underserved communities by financing businesses, creating jobs, and rebuilding neighborhoods.  In addition, CDFIs are mission-driven financial institutions that specialize in providing affordable credit, capital, and financial services to meet the needs of economically disadvantaged individuals within underserved communities.

For more information about Citizens National Bank’s designation as a CDFI, contact Scott Sills, Chief Marketing Officer for the Bank at 601.693.5840.