- Free for Students and Seniors. FREE account for students under the age of 25 (after 25 the waiver is removed); and seniors 62 years of age or older.
- Open with $50.
- Free CNB Debit Card and no ATM fees We won't charge you for using another bank's ATM, and we'll even refund the fees they charge you up to $10 per month automatically. Other charges may apply such as Returned Item/Overdraft and third-party ATM fees.
- No monthly maintenance fee Service charge is waived if one of the following criteria is met: Have 10 CNB Debit Card point of sale swipes per month or have a recurring direct deposit of $100 or more. (The 10 debit card swipes and recurring direct deposit must post and settle to your account during the month.) Be a student under the age of 25 (after 25, the waiver is removed). Maintain a minimum balance of $500. Be 62 years of age or older. A $5 maintenance fee will be charged if one of the criteria isn't met.
- Bank anywhere, anytime with just your smartphone.