I believe in making myself easily accessible to my customers and responding quickly with the solutions they need to keep things moving forward. Call me today.


Andy Nichols

Columbus Market President/Relationship Banker

NMLS # 405515

With over 15 years of experience in retail banking, lending, and real estate appraisal, Andy is extremely down to earth and has a great appreciation for the hard work and dedication that is required in operating a business. He is also well acquainted with this area, having lived in both North Mississippi and the Golden Triangle over the years, and is committed to helping his customers to be financially successful.

Originally from Olive Branch, Mississippi, he began his career with First Tennessee Bank in Memphis in 2008. Most of his years in banking have been spent in the DeSoto County area as a lender with Community Bank, Bank Plus, and Guaranty Bank and Trust Company. In these positions, he has assisted his clients with mortgage loans as well as business and personal loans and lines of credit.

Prior to joining CNB as Columbus Market President, Andy was employed with W. M. Brooks and Associates in Starkville, Miss. since October 2017. As an employee with this firm, he was actively involved in preparing appraisal reports for their clients.

Andy received his Bachelor of Business Administration degree in 2008 from Delta State University in Risk Management and is also a 2017 Graduate of the Mississippi School of Banking at the University of Mississippi.

If you’re searching for a Relationship Banker, who will take the time to listen, understand what is important to you in a banking relationship, and respond with solutions that are customized to your individual needs, we invite you to contact Andy today.

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