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We know that one size does not fit all. So we offer accounts that are as unique as you are! Explore the options with your Personal Banker today or start browsing below.

Grow Your Balances with Above-Market Interest Rates.

HighYield Money Market

  • Earns tiered interest based on your balance. infoBubble Rates and balance tiers vary by market.
  • Open with $5,000 infoBubble Available to individuals only. and pay no monthly maintenance fee on certain balances. infoBubble No monthly maintenance fee on balances of $5,000 or more. A $15 monthly maintenance fee applies for balances below $5,000.
  • Free withdrawals or transfers infoBubble Money market accounts are limited to six withdrawals a month. You can make as many deposits as you want and get up to six withdrawals or transfers per month, free. Additional withdrawals are $5 each.

Save the Easy Way.

SmartBlue Savings

  • Smart Savings Transfer is an effortless, secure, and smart way to save. infoBubble Interest tiers: $2,000 to $4,999.99; $5,000 and greater. Interest is paid on the full balance in the account each day the minimum balance is $2,000 or greater. If the balance falls below $2,000, interest is not earned that day.
  • No monthly maintenance fee, ever.
  • No minimum deposit required. infoBubble Only available for in-branch account opening. Smart Savings Transfer must be connected to your CNB Checking account at the time of opening the account. If the transfer is not set up, a $100 deposit will be required.For online accounts, a minimum balance of $100 is required to open the account. Balances of $100 or more earn 0.01% with an Annual Percentage Yield (APY) OF 0.01%. Interest will be compounded and paid to your account quarterly. If you close your account before interest is paid, you will receive the accrued interest. Rates are set by CNB and are subject to change at any time. Fees may reduce earnings. 
  • Free withdrawals or transfers infoBubble Six free withdrawals or transfers at no charge per month. Withdrawals or transfers in excess of six are charged a $5 excessive withdrawal.
  • Bank anywhere, anytime with just your smartphone.
  • Get above-market interest rates and grow your balances fast.

Fixed, Predictable Returns


  • Decide how much and how long you want to invest.
  • Higher APY than other deposit accounts
  • Securely backed by the FDIC

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