Potential Fraud Warning!
Citizens National Bank has learned that fraudulent calls are being made to our customers. Callers are stating they are from "Citizens National Bank" and are spoofing the Bank's telephone number, 601.693.1331. The caller will suggest there has been fraudulent activity and may ask for online banking credentials or other personal information, including the "username" and "password" to your online banking account! Please note that Citizens National Bank will NOT call and ask you to verify information such as your username or password to your online banking account, your social security number or your account number. If you receive a call requesting any of this type of sensitive customer information, please call Citizens National Bank at 601.693.1331.

Process Checklist

Whether you’re an individual homebuyer, real estate professional, or builder, we understand it can be a big and often daunting decision to buy property. Provided below is a checklist that can help prepare you for a faster process.

First-Time Property Buyers

The following information is usually required during the loan process. 

  • Your Social Security number 
  • Current pay stubs or, if self-employed, your tax returns for the past two years 
  • Bank statements for the past two months 
  • Investment account statements for the past two months 
  • Life insurance policies 
  • Retirement account statements for the past two months 
  • Make and model of vehicles you own and their resale value 
  • Credit card account information 
  • Auto loan account information 
  • Personal loan account information 

Current Real Estate Owners

The following information is usually required during the loan process. 

  • Mortgage account information 
  • Home insurance policy information 
  • Home equity account information (if applicable)