601.693.1331 
Smart7
- Get $7,000 to help buy a home for down payment and closing costs.
The $7,000 must be repaid if you sell, refinance, move out, or reach the end of the loan term.
- Choose a 30-year fixed mortgage with a steady monthly payment.
Interest rates can change and depend on the market when you apply.
- Not just for first-time buyers and no limits on savings.
Loan approval still depends on credit and lender guidelines. Must be a legal resident of the United States. Homebuyer education is required.
- Use the funds where needed most — down payment, closing costs, or prepaid items.
Income limits (household annual income cannot exceed $132,770), home price limits (purchase price cannot exceed $398,310), and primary residence rules apply.