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Community Impact – 2021-2023

At Citizens National Bank, community impact lies at the heart of our mission, with every initiative designed to drive positive change. The data below represents our efforts from 2021-2023 to promote affordable housing, support economic growth and development, enhance small business lending, and improve access to consumer financial services.

Community Development Loans

We are focused on Affordable Housing, Community Services, Economic Development—including
job creation and retention—and Community Revitalization and Stabilization.

64 Investments
Total amount of investments purchased to positively impact our low-to-moderate income communities in our Assessment Area.
92 Affordable Housing Loans

Mortgage loans made in low-to-moderate geographies or to qualified low-to-moderate income individuals.

2,535 Scorebuilder Loans

Small-dollar loans originated in 2021-2023, including 2,535 one-on-one financial literacy sessions to help establish or rebuild credit.

SNAP Grants

37 SNAP Grants
The Special Needs Assistance Program (SNAP) offers subsidies for the repair and rehabilitation of housing for special needs individuals who own their homes.

HELP Grants

43 HELP Grants
The Homebuyer Equity Leverage Partnership (HELP), provides down payment assistance for income-qualified, first-time homebuyers.
290 accounts
Community Involvment
Hours Served in the community
238 Organizations supported
Charitable Donations
$ 300000
Monetary Donations
347 Donations Made to Charitable Organizations
Financial Literacy Workshops
Budgeting, Financial Assistance, Credit Awareness

• 2,777 Events Held
• 17,535 Attendees

Small Business Workshops
Business Plans, Pro Formas, Credit Awareness
• 25 Events Held
• 558 Attendees
First-time Home Buyer Workshops
Roadmap to Achieve the American Dream – Homeownership
• 26 Events Held
• 331 Attendees

Contact Us

If you are interested in hosting or attending a community workshop or if you have questions about products/services, fill out the form below to have one of our bankers contact you.

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    By clicking submit, I authorize the bank to call and send text messages to the phone number provided. Message and Data Rates may apply. Frequency will vary. Reply STOP to opt out of messaging. Reply HELP and an agent will contact you for assistance.

    Please click here to view our Community Reinvestment Act assessment of community support within our serviced regions.

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