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Community Impact – 2021-2023

At Citizens National Bank, community impact lies at the heart of our mission, with every initiative designed to drive positive change. The data below represents our efforts from 2021-2023 to promote affordable housing, support economic growth and development, enhance small business lending, and improve access to consumer financial services.

$89,804,157.67
Community Development Loans

We are focused on Affordable Housing, Community Services, Economic Development—including
job creation and retention—and Community Revitalization and Stabilization.

64 Investments
$38,070,056.48
Total amount of investments purchased to positively impact our low-to-moderate income communities in our Assessment Area.
92 Affordable Housing Loans
$3,354,918

Mortgage loans made in low-to-moderate geographies or to qualified low-to-moderate income individuals.

2,535 Scorebuilder Loans
$2,366,200

Small-dollar loans originated in 2021-2023, including 2,535 one-on-one financial literacy sessions to help establish or rebuild credit.

SNAP Grants

37 SNAP Grants
$213,693
The Special Needs Assistance Program (SNAP) offers subsidies for the repair and rehabilitation of housing for special needs individuals who own their homes.

HELP Grants

43 HELP Grants
$418,000
The Homebuyer Equity Leverage Partnership (HELP), provides down payment assistance for income-qualified, first-time homebuyers.
Bank@Work
100
Conducted
290 accounts
opened
Community Involvment
9500
Hours Served in the community
238 Organizations supported
Charitable Donations
$ 300000
Monetary Donations
347 Donations Made to Charitable Organizations
Financial Literacy Workshops
Budgeting, Financial Assistance, Credit Awareness

• 2,777 Events Held
• 17,535 Attendees

Small Business Workshops
Business Plans, Pro Formas, Credit Awareness
• 25 Events Held
• 558 Attendees
First-time Home Buyer Workshops
Roadmap to Achieve the American Dream – Homeownership
• 26 Events Held
• 331 Attendees

Contact Us

If you are interested in hosting or attending a community workshop or if you have questions about products/services, fill out the form below to have one of our bankers contact you.





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    Please click here to view our Community Reinvestment Act assessment of community support within our serviced regions.

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