601.693.1331 
General Mortgage
Explore your mortgage options. Find the right options based on loan terms, down payment and other circumstances.
Conventional Fixed-Rate Mortgage
- Monthly payments stay the same from day one to payoff.
Subject to credit approval.
- Protection from rising interest rates.
- Ideal for long-term homeowners looking for stability and peace of mind.
Express Mortgage
- Get fast approvals with low costs.
Subject to credit approval.
- Flexible terms include no maximum limit on loan amount.
- Your loan stays with CNB for the life of the mortgage, so you can receive personal service from your local banker anytime you have a question or need assistance.
Government-Insured Mortgages
- The Federal Housing Administration (FHA) can be the best option for first-time buyers.
Subject to credit approval.
- Veterans Affairs (VA) loans help current or former Armed Forces members or spouses.
- U.S. Department of Agriculture (USDA) loans offer great terms for homes in rural areas.
Home Equity
- Pay for your child’s education.
Subject to credit approval.
- Consolidate your bills into one easy payment.
- Extra cash to make those needed home improvements.
- Make major purchases on appliances.
Medical Express Mortgage
- Uniquely designed for physicians and medicals students’ financial needs.
Subject to credit approval.
- Save time and money with fast approvals and flexible lending options.
- CNB keeps the loan in-house, so you can always get personal service from your local banker.
Executive Express Mortgage
- For executive professionals with a most recent 2 years consecutive income of $200,000 or greater, or liquid assets of $200,000, or a net worth of $1 million.
Subject to credit approval.
- You get great low rates, plus lower costs and quick approvals.
- Enjoy flexible lending terms.